Investment Calculator
Model your Dubai property return in 60 seconds
Adjust the parameters to explore how your capital could perform across different market and payment scenarios. All projections are illustrative.
During construction / on handover
On a balanced 5.0% growth assumption with a 7.0% rental yield, your AED 5.00M property is projected to be worth AED 7.04M at exit, plus an additional AED 2.13M in rental income generated over the 5-year hold period.
Projected 7-Year Return · Balanced Growth · Target Yield
Total Value at Exit
AED 5.00M purchase + AED 2.04M capital appreciation + AED 2.13M rental income
Illustrative projection, based on the assumptions you set.
Your scenario, the payment schedule and the year-by-year projection, as a PDF.
Capital Deployed
Total cash invested
Est. Value at Handover
Before rental income accrues
Est. Capital Appreciation
Property value gain
Est. Rental Income
Over hold period
Est. Total Return
Gain on capital deployed
Est. Annualised ROI
Over full 7-year investment period
All figures above are gross returns, before the costs shown in "How This Is Calculated" below.
Year 1
Year 2
Year 3
Year 4
Year 5
Comparative Context
A general savings deposit at 3% p.a. on the same capital over the same period would return approximately AED 1.15M. Your projected return exceeds that by AED 3.02M.
Illustrative multiple
vs. a 3% savings deposit
How This Is Calculated+
- —Value at handover: purchase price compounded at the selected growth rate for the years to handover.
- —Rental income: the selected yield applied to the property's value at the start of each hold year; the value then appreciates before the next year's rent is calculated.
- —Total value at exit: the property's value at the end of the hold period plus all rental income received.
- —Total return: total value at exit less the purchase price.
- —Annualised ROI: the constant annual rate that turns the purchase price into the exit total over the full 7-year period (compound growth rate).
- —Payment plan: booking fee assumed at a flat 20% of the purchase price; the remainder is split between construction instalments and the handover payment.
- —Total cash required at purchase: purchase price plus the 4% DLD fee and the typical AED 5,000 admin fee, shown separately and excluded from the return figures above.
- —All return figures above are gross returns. They assume a cash purchase and exclude the DLD and admin fees shown separately, as well as ongoing running costs, service charge, management fee, void periods, and maintenance.
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Sandor Domokos
Co-Founder and Managing Director, RERA-registered broker (BRN 79341).
DAH Real Estate Brokerage L.L.C. · Dubai
Questions about the calculator
Yes. This calculator is free and needs no login. Choose a payment split such as 50/50 or 60/40, the years to handover, the price, the growth and yield assumptions and the holding period, and it projects the capital due before and at handover, the value at handover, the rental income over the hold, and the total and annualised return.
How the price splits into booking, construction and handover payments; value growth through the build with no rent; rental income and growth over the holding period; total and annualised return; and the result in AED, USD, EUR or GBP at fixed indicative rates. It does not model mortgages, post-handover plans, service charges, void periods, or tax in your home country. Every figure is illustrative and follows the assumptions you set.
Gross. Growth and rental income are shown before deducting purchase costs and ongoing running costs like service charge, management fee, void periods, and maintenance. These are shown separately rather than folded into the headline number, so nothing is hidden inside a single figure.
Yes. The calculator produces a D+H Investment Summary as a PDF, so you can compare projects or share the scenario with your adviser before a Discovery Call.
Important notice: all projections shown are illustrative and based solely on the assumptions selected by the user. They do not constitute financial, investment, tax, or legal advice. Past performance of Dubai real estate markets does not guarantee future results. Capital appreciation and rental yield figures are not guaranteed. Davies+Harrison (DAH Real Estate Brokerage L.L.C., DED Trade Licence 1532907) is a RERA-licensed brokerage (ORN 53447). Investors are strongly advised to seek independent financial and legal advice before making any investment decision. Where a currency other than AED is selected, indicative rates of AED 3.67 per USD, AED 3.99 per EUR, and AED 4.65 per GBP are applied.